Purchase price: $285,000.00
Address: 0516 Eval
Monthly rent: $3,000.00
Monthly insurance: $120.00
Monthly repair: $300.00
Monthly tax: $550.00
Down payment: $125,000.00
Interest rate: 8.000%
Discount rate: 10.000%
Computed
Loan amount: $160,000.00
Monthly payment (30 year note): $1,174.02
Monthly cash flow: $855.98
Cap rate: 8.55%
Present value
| Rent present value | $360,000 |
| Monthly payment present value | -$133,781 |
| Insurance present value | -$14,400 |
| Tax present value | -$66,000 |
| Repair present value | -$36,000 |
| Present value future cash flows | $109,819 |
| Cash to close | -$125,000 |
| Net present value | -$15,181 |
Returns and forecast
| Closing | Year 1 | Year 5 | Year 10 | Year 20 | Year 30 | |
|---|---|---|---|---|---|---|
| Cash to Close | -$125,000 | - | - | - | - | - |
| Cash Flow In | - | $36,000 | $180,000 | $360,000 | $720,000 | $1,080,000 |
| Cash Flow Out | - | -$25,728 | -$128,641 | -$257,282 | -$514,565 | -$771,847 |
| CoC Return (Annualized) | - | 8.22% | 8.22% | 8.22% | 8.22% | 8.22% |
| Principal remaining | $160,000 | $158,663 | $152,112 | $140,360 | $96,765 | $0 |
| Equity | $125,000 | $126,337 | $132,888 | $144,640 | $188,235 | $285,000 |
| Total Return (Annualized) | - | 9.29% | 9.48% | 9.79% | 10.75% | 12.48% |