Purchase price: $285,000.00
Address: 0516 Eval
Monthly rent: $3,580.00
Monthly insurance: $120.00
Monthly repair: $300.00
Monthly tax: $550.00
Down payment: $150,000.00
Interest rate: 8.000%
Discount rate: 10.000%
Computed
Loan amount: $135,000.00
Monthly payment (30 year note): $990.58
Monthly cash flow: $1,619.42
Cap rate: 10.99%
Present value
| Rent present value | $429,600 |
| Monthly payment present value | -$112,877 |
| Insurance present value | -$14,400 |
| Tax present value | -$66,000 |
| Repair present value | -$36,000 |
| Present value future cash flows | $200,323 |
| Cash to close | -$150,000 |
| Net present value | $50,323 |
Returns and forecast
| Closing | Year 1 | Year 5 | Year 10 | Year 20 | Year 30 | |
|---|---|---|---|---|---|---|
| Cash to Close | -$150,000 | - | - | - | - | - |
| Cash Flow In | - | $42,960 | $214,800 | $429,600 | $859,200 | $1,288,800 |
| Cash Flow Out | - | -$23,527 | -$117,635 | -$235,270 | -$470,539 | -$705,809 |
| CoC Return (Annualized) | - | 12.96% | 12.96% | 12.96% | 12.96% | 12.96% |
| Principal remaining | $135,000 | $133,872 | $128,344 | $118,428 | $81,645 | $0 |
| Equity | $150,000 | $151,128 | $156,656 | $166,572 | $203,355 | $285,000 |
| Total Return (Annualized) | - | 13.71% | 13.84% | 14.06% | 14.73% | 15.96% |